Category Archives: Mortgage

4 First Time Home Buyer Mistakes

The housing market is hot and interest rates are still at record lows.  Many renters or people that have never owned a home before are now seriously considering making their first real estate purchase.  While it is an exciting (and stressful) journey, first time home buyers must be extra diligent as they have never done this before and may not know what to expect.  This article highlights four costly mistakes that many home buyers unfortunately make: Continue reading

Mortgage Pre-Approval

Preappoved-Application

Getting pre-approved for a mortgage is an overlooked step should be the first thing any serious buyer does BEFORE looking at properties.   A pre-approval indicates that you have spoken with a mortgage broker, and based on certain criteria (credit, income, debt-income ratio, etc.) you have been deemed a suitable candidate for a mortgage.   Continue reading